Violation Hunter™ Pack: a 30-day dispute flow, the B.12 VIC (Violation Index Copy) to log issues, statutes, deadlines, outcomes, and 10 law-anchored templates tied to FCRA §§605, 607(b), 611, 623 and FDCPA §809/Reg F (initial disputes, method of verification, reasonable procedures, reinsertion, direct disputes, dispute-flag failures, permissible purpose, validation, false reporting, obsolete info). Secondary Credit Reporting Agencies and DAta Furnishers you didn't know about or to and how dispute. How to get out of Chex systems and secondary banks across the U.S. that don't use Chex systems for a second chance at becoming "banked" because to secure the bag after you have the proper credit profile and core, you to be "BANKED."